We help clients navigate political, regulatory and commercial risks and assess key stakeholders for their projects.
Headquartered in New York since 2003, we work with top management of global companies to help them make the most informed business decisions.
We focus on the roles and influence of key decision-makers, government and regulatory stability, policy implementation, and outlook for deal flow.
Our clients range from Fortune 500 companies to independent firms across a variety of sectors pursuing opportunities in emerging market states.
Our experts are best in class, providing clients with practical advice and clear recommendations to facilitate strategic decisions.
Joe is one of two co-founders of Horizon, establishing the company in 2003.
Since the firm’s inception, Joe has led the development of Horizon’s research products and client base, which includes Fortune 500 companies from the United States, Europe and Japan. Joe oversees a business development team based in New York, which interacts with Horizon’s analysts to deliver actionable research on key power-brokers, competitive landscape, and political and regulatory environments in target countries.
Before Horizon, Joe worked as head of business development at Eurasia Group in New York and analyst for Ernst & Young in Moscow.
Joe received a Master’s degree in Finance from New York University.
Alexander (Sasha) is one of two co-founders of Horizon, establishing the company in 2003.
He coordinates global research for Horizon’s clients. His research specialization is energy politics in Russia and the former Soviet Union. Before Horizon, Alexander worked as head of research at Eurasia Group in New York and in corporate finance at SBC Warburg in London.
Alexander received a B.A. degree in Philosophy, Politics and Economics and a Ph.D. in International Relations from Oxford University. He is an author of Power, Personalities and Political Risk: Inside Russia’s Oil and Gas Industry (London, Euromoney Books).
Alan joined Horizon in 2022 as Chief Revenue Officer and is responsible for our Sales and Marketing efforts.
Prior to joining Horizon, Alan spent 16 years at Wood Mackenzie, a global research and consulting firm focused on the natural resources sector. At Wood Mackenzie, Alan led teams responsible for new business development, strategic account management, and channel partnerships across multiple sectors.
Alan earned his B.B.A. in Finance and Accounting from Saint Bonaventure University in Olean, NY and is a CFA charterholder.
Michael joined Horizon in 2012 to lead our research on the Middle East and North African energy and security. From 2006-2012, Michael served as Vice President for Analysis at Olive Group, a Dubai-based security and life support provider, supporting numerous companies as they undertook market entry and operations within Iraq and the KRG. He is also a Lafer fellow at The Washington Institute, covering military and security affairs in Iraq, Iran, Libya, Yemen, and the Gulf Arab states.
Michael has specialized in Iraqi political and security risk analysis since the mid-1990s. He has traveled extensively in the region, published widely on security issues as a defense journalist for the Gulf States Newsletter and Jane's Intelligence Review.
Michael earned his doctorate in Iraqi military history at the Department of War Studies, King's College London. His Ph.D. thesis was published as Cradle of Conflict: Iraq and the Birth of the Modern U.S. Military (U.S. Naval Institute Press, 2005).
Dennis Hays leads Horizon’s research on Latin America and the Caribbean. His areas of expertise include the political and commercial outlook in Guyana and Suriname and the role of foreign investors in the development of the energy and natural resources sector in those countries.
Dennis joined Horizon after a distinguished career in the US State Department, during which time he served as Ambassador to Suriname and acting Ambassador to Guyana, as well as Director for the Office of Mexican Affairs.
Ambassador Eric Benjaminson joined Horizon as Head of Research for Sub-Saharan Africa in 2014 after a lengthy career in the US State Department spanning more than 30 years.
Eric’s professional focus in his diplomatic work centered on international finance and African issues. He previously served in Nigeria, Ivory Coast, China, Sweden, Belgium,
Burkina Faso and Namibia.
Eric was later appointed as US ambassador to Gabon and Sao Tome and Principe, a post he held from 2010 to 2013.
At Horizon, he coordinates our work on resource-rich states in Sub-Saharan Africa. Eric advises executive management in energy and mineral resource companies as well as financial institutions on regional and country-specific political developments and engagement strategies.
Tetsuya Uchida joined Horizon as Senior Advisor and Representative in Japan in 2019.
Previously, he had built a highly successful global career as an executive in major Japanese and international corporations and financial institutions. Most recently, he worked for Hitachi, Ltd. as General Manager in charge of financing overseas projects.
As Representative of Japan Bank for International Cooperation (JBIC) in London, Tetsuya Uchida was responsible for Europe and Africa, while in Moscow he served as JBIC's Chief Representative in charge of Russia and CIS countries.
Mr. Uchida was an executive for the European Bank for Reconstruction and Development (EBRD) as Head of the St. Petersburg office and Senior Banker in charge of Japanese investment at EBRD headquarters in London.
He also worked for Japan National Oil Corporation (JNOC) where he was responsible for financing oil and gas exploration projects.
Mr. Uchida has a bachelor’s degree in Law from Waseda University in Tokyo.
Mark Asquino joined Horizon in 2018 after a distinguished diplomatic career, which included postings in Latin America, Europe, Central Asia and Africa. During 2012-2015, he served as US Ambassador to Equatorial Guinea.
Previously, he served as Deputy Chief of Mission in Sudan and in Kazakhstan. In Washington, he was Chief of Staff in the Office of the Under Secretary for Civilian Security, Democracy, and Human Rights at the U.S. Department of State.
Mark is fluent in Spanish and has a working knowledge of French, Russian and Romanian.
Mark Boulware is Horizon’s senior advisor focusing on West/Central Africa. He joined Horizon in 2016 after a distinguished career in the US State Department, which culminated in his service as the US Ambassador to Mauritania (2007-2010) and the US Ambassador to Chad (2010-2013).
A native of Oklahoma City, Mark studied at the University of Rennes 2 – Upper Brittany in Rennes, France and at Midwestern State University in Wichita Falls, Texas. He also graduated from the US Army War College in Carlisle, Pennsylvania.
His previous postings included service as US Consul General in Rio de Janeiro, Deputy Chief of Mission at the American Embassy in San Salvador and Deputy Chief of Mission in Yaoundé, Cameroon (concurrently accredited to Equatorial Guinea). He also served in Mali, The Gambia, Burkina Faso, Venezuela and Indonesia.
Mark is an honorary citizen of Rio de Janeiro and an honorary chief of the Nso people of Cameroon. His speaks Portuguese, Spanish, French and Indonesian.
Sir John Grant joined Horizon in 2020 as a Senior Advisor on product and business development.
As a senior British diplomat, Sir John served as Ambassador to Sweden and the UK Permanent Representative to the European Union. He then served in executive roles at BHP Billiton (2007 – 2008), BG Group (2009 – 2015) and Anadarko (2015 – 2019).
At BG he led the company’s work on government relations, sustainability, social performance and external communications in a broad range of countries from Australia to Tanzania, Egypt, Tunisia, Brazil, Bolivia, the US, and Kazakhstan. This included work on the preparation of new country entry decisions in respect of political and social risk.
At Anadarko he oversaw government relations for a $20bn LNG project in Mozambique, which took FID in 2019. He also worked closely with the Algerian Government and Sonatrach in relation to Anadarko’s extensive interests in Algeria.
Rachel is Horizon’s Senior Advisor specializing in the economic impact of sanctions and other coercive policies. For almost two decades, she has advised government, investors and corporate clients on the country risk of emerging and frontier markets, especially energy-rich countries and China.
Since 2017, Rachel has been affiliated with the Center for a New American Security (CNAS) where she focuses on the economic and political impacts of coercive economic policies such as financial sanctions, export controls, trade and investment restrictions as well as the role of state-owned investors in the global and regional economies. In that capacity, Rachel has briefed Congress and government bodies in the US, Canada and EU on impacts of economic sanctions on Iran, Venezuela, Russia, sovereign funds and Chinese economic coercion.
Rachel previously served as head of emerging and frontier markets and co-head of research at Roubini Global Economics, a macro strategy and country risk firm. Before that, Rachel worked for the Canadian International Development Agency in Cairo, Egypt, and the International Development Research Centre in Ottawa, Canada.
She holds a bachelor’s degree from the University of Chicago with honors and a Master of Philosophy degree in international relations with a specialization in international political economy from St. Antony’s College, Oxford University.
Robert Jackson advises Horizon's clients on political and commercial risks in West Africa. From 2016-2018, Robert served as the US Ambassador to Ghana. Previously, he served as the US Ambassador to Cameroon.
From 2013-2015, Robert served as Principal Deputy Assistant Secretary of State for African Affairs. In this capacity, he led reorganization of Bureau of African Affairs, directly supervised Nigeria Policy and Operations Group, overseeing 2015 elections and fight against Boko Haram, and coordinated State Department’s efforts to contain Ebola.
Robert received a B.A. degree from Bowdoin College, an M.A. from The George Washington University's Elliott School of International Affairs and an M.S. from National Defense University.
Michael Lerner joined Horizon in 2017 to lead the editorial team. Fluent in Spanish, Michael was previously a global business journalist and an editorial consultant. He also wrote a report on natural resources and sovereign wealth funds for the UN Economic Commission for Latin America and the Caribbean branch in Buenos Aires.
Michael received bachelor’s and master’s degrees in political science from New York University. He specialized in international politics and business, and wrote a graduate thesis on Argentina’s nationalization of YPF.
John brings years of experience to the editorial team. He spent a decade as a journalist in Latin America, both as a freelancer for outlets ranging from BusinessWeek to The Hollywood Reporter and as a staff reporter. Later, he ran the edit desk at the political risk consultancy Eurasia Group for ten years. More recently, he worked with The Writer, a brand language consultancy, where he helped large companies get more out of how they use language.
John has a B.A in politics and history from the University of Melbourne.
Jennifer advises Horizon's clients on political, economic and security outlook in the Balkans and Eastern Europe. Jennifer focuses on the Eurasia region at the National Endowment for Democracy. She holds a master’s degree from Columbia University in Russian and Eastern European studies. Her thesis focused on nationalist rhetoric in Serbia and Russia, and she was awarded fellowships to conduct field research in both countries.
Prior to her graduate studies, she served as a Peace Corps Volunteer in Kosovo, and for two and half years she taught English at the local school in a Serbian village. She also has a bachelor’s degree in Russian Studies and Politics from Brandeis University.
Mark Langevin joined Horizon as senior advisor for Brazil in 2017. Mark has analyzed Brazil’s political and commercial environment for over 25 years. He has advised Horizon’s clients on the changing political dynamics in Brazil and engagement strategies for foreign investors. He is an author of several ground-breaking reports analyzing President Bolsonaro’s inner circle, Petrobras structure and decision-making and the role of second-tier figures in Brazil’s economy.
In addition to his work at Horizon, Mark serves as a Senior Research Fellow at the Schar School of Policy and Government, George Mason University, and a Visiting Professor at the Department of International Relations of Centro Universitário de Brasilia (UniCEUB).
Mark received his Ph.D. in Political Science and an M.A. in Latin American Studies from the University of Arizona in Tucson.
Mike Davies is a leading expert on political, environmental, social and governance issues across sub-Saharan Africa. For the last 20 years, Mike has specialized in the analysis of environmental, social and governance (ESG) issues across southern and eastern Africa. He has covered a broad range of sectors, including mining, energy and retail.
Prior to joining Horizon in 2013, Mike served as Head of Africa at Maplecroft, a UK strategy consulting firm, where he managed a team of political risk analysts and coordinated monitoring of political, economic and security developments across the 48 countries in sub-Saharan Africa. Previously, Mike served as political risk analyst for at Eurasia Group and Control Risks Group in London.
Mike graduated from the University of Warwick in the UK with a Master’s degree in International Relations. He received a Bachelor’s degree in Economics from the University of Cape Town.
Alex Almeida joined Horizon in 2014 as Middle East and North Africa security analyst. He specializes in Iraq, Yemen and Gulf states security and military forces. Alex has published extensively on Middle Eastern terrorism and insurgency issues for the Combating Terrorism Center at West Point and the Washington Institute for Near East Politics.
Alex received a B.A. degree in international relations and history from Georgia State University and an M.A. in military history from the Department of War Studies at King’s College London, with a thesis on South African mobile warfare doctrine.
Alexia Bautista joined Horizon in 2022 as a senior analyst for Mexico. She is a former career diplomat with over 10 years of experience at the Mexican Ministry of Foreign Affairs. She worked closely with two Deputy Foreign Ministers and served as Consul for Political Affairs and Press Officer at the Consulate General of Mexico in San Antonio, Texas.
Alexia received a B.A. degree in International Relations from el Colegio de México (COLMEX), a top research center in Latin America, and an MA in Political Science and International Relations from The Graduate Institute of International and Development Studies in Geneva, Switzerland. She also was a Research Associate at Johns Hopkins University School of Advanced International Studies in Washington, D.C.
Saul Perez joined the Horizon team in 2022 as senior analyst for Mexico. His prior experience included working for local consulting firms, advising some of the biggest companies in the power sector. He has specialized in energy transition and alternative energy sources, and more recently worked as an analyst for regulatory and policy affairs with one of Mexico’s biggest clean energy generators.
Saul has a B.A. degree in International Relations from el Colegio de México (COLMEX), a top research center in Latin America.
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4.4. If you request a refund at any time before we accept your Order, we will refund the Purchase Price. Once your Order has been accepted, the Order is final, non-cancelable, and nonrefundable, except as specified in these Terms or applicable law.
4.5. Content Transactions. You may have the ability to purchase digital content through the Services. You also may have the ability to purchase additional or enhanced functionality or media content within certain Services (collectively, “In-App Purchases”). Except as described in these Terms, we have no responsibility for any transactions you enter into with a third party for Third Party Content or In-App Purchases and assume no liability for Third Party Content or Third Party In-App Purchases that occur within Third Party Content.
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6. Please note that we have designated the following agent for such copyright complaints or requests under the DMCA: Fridman Law Group, PLLC. Notices can be sent directly to this agent:
Fridman Law Group, PLLC 169 Bowery New York, NY 10002 Email: iliya@fridmanlawgroup.com
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○ The intellectual property you own that is being infringed;
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Our Services may include interactive features and areas where you may submit, post, upload, publish, email, send, otherwise transmit, or interact with content, including, but not limited to, text, images, photos, videos, sounds, software and other information and materials (collectively, “User Content”). Unless otherwise agreed to, we do not claim any ownership rights in or to your User Content. If you use content covered by intellectual property rights that we have made available through our Services (for example, images, designs, videos, or sounds we provide that you add to content you create or share on our platform), we retain all rights to that content (but not yours). By submitting User Content through the Services, you grant us a worldwide, non-exclusive, transferable, royalty-free, and fully sublicensable (i.e. we can grant this right to others) right to use, copy, display, store, adapt, publicly perform, and distribute such User Content in connection with our Products. This right ends when you delete your User Content, or your account, unless your User Content has been shared with others, and they have not deleted it. You irrevocably consent to any and all acts or omissions by us or persons authorized by us that may infringe any moral right (or analogous right) in your User Content. You are solely responsible for the User Content you make available through the Services and you represent and warrant that (a) you either are the sole and exclusive rights owner of all User Content that you provide, or you have obtained all rights, licenses, permissions, consents and releases that are necessary to grant to us the rights specified in this section; and (b) the provision of your User Content, and our subsequent use of such User Content, will not infringe, misappropriate or violate any third party’s patent, copyright, trademark, trade secret, moral rights or other proprietary or intellectual property rights, or rights of publicity or privacy, or result in the violation of any applicable laws or regulations.
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9. Additional Terms
These Terms are in addition to, and do not replace or change, any other agreements you enter into with us, which may include but are not limited to our developer agreements, special device terms of use, and software license terms. In addition, if you purchase physical goods from us, other terms of sale or promotion may apply from time to time.
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13. Limited Warranty and Disclaimer
OTHER THAN AS EXPRESSLY PROVIDED IN THESE TERMS OR LIMITED WARRANTY, AND TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR PRODUCTS AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITH ALL FAULTS AND WITHOUT GUARANTEED WARRANTY OF ANY KIND. WE MAKE NO OTHER WARRANTIES ABOUT THE PERFORMANCE OF THE PRODUCTS OR SERVICES AND HEREBY DISCLAIM ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. ANY WARRANTY OR SERVICE FOR ANY PRODUCT NOT DEVELOPED OR MANUFACTURED BY US, IF APPLICABLE, IS PROVIDED BY THE ORIGINAL DEVELOPER OR MANUFACTURER AND NOT BY US. IN ADDITION, WE DO NOT REPRESENT OR WARRANT THAT (A) THE FUNCTIONS CONTAINED IN THE SERVICES WILL BE ACCURATE OR MEET YOUR REQUIREMENTS, (B) THE OPERATION OF THE SERVICES WILL BE SECURE, UNINTERRUPTED, ERROR-FREE OR VIRUS-FREE, OR (C) ANY DEFECTS IN THE SERVICES WILL BE CORRECTED. NO ORAL OR WRITTEN INFORMATION, GUIDELINES OR ADVICE GIVEN BY US WILL CREATE A WARRANTY. THE FOREGOING DISCLAIMER OF WARRANTIES WILL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.
14. Indemnification
You agree to defend, indemnify and hold harmless us and our affiliates, independent contractors and service providers, and each of our respective directors, officers, employees and agents (collectively, “Parties”) from and against all third-party claims, damages, costs, liabilities and expenses (including, but not limited to, reasonable attorneys’ fees) caused by, arising out of or related to (a) your purchase or use of, or inability to use, the Services; (b) your violation of these Terms or any other applicable terms, policies, warnings or instructions provided by us or a third party in relation to the Services; (c) your violation of any applicable law or any rights of any third party; or (d) any User Content or Feedback you provide.
15. Limitation of Liability
TO THE EXTENT NOT PROHIBITED BY APPLICABLE LAW, IN NO EVENT WILL WE BE LIABLE FOR PERSONAL INJURY, OR ANY INCIDENTAL, SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER, ARISING OUT OF OR RELATED TO THE ORDERS, THE SERVICES OR THESE TERMS OR YOUR USE OF OR INABILITY TO USE ANY SERVICE, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE) AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY, IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES (OTHER THAN AS MAY BE REQUIRED BY APPLICABLE LAW) EXCEED THE HIGHER OF: (A) $100 USD, OR (B) THE AGGREGATE PURCHASE PRICE FOR PRODUCTS YOU PURCHASED, IF ANY. THE FOREGOING LIMITATIONS WILL APPLY EVEN IF THE ABOVE STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE. YOU EXPRESSLY WAIVE, THE BENEFITS OF SECTION 1542 OF THE CIVIL CODE OF CALIFORNIA, AND ANY SIMILAR LAW OF ANY STATE OR TERRITORY, WHICH PROVIDES AS FOLLOWS: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.”
16. Dispute Resolution
Please read the following arbitration agreement in this Section (“Arbitration Agreement”) carefully. It requires you to arbitrate disputes with us and limits the manner in which you can seek relief from us.
16.1 Applicability of Arbitration Agreement. You agree that any dispute or claim relating in any way to your Order, the Services or these Terms, will be resolved by binding arbitration, rather than in court, except that (a) you may assert claims in small claims court if your claims qualify, so long as the matter remains in such court and advances only on an individual (non-class, non-representative) basis; and (b) you or we may seek equitable relief in court for infringement or other misuse of intellectual property rights (such as trademarks, trade dress, domain names, trade secrets, copyrights, and patents).
16.2. IF YOU AGREE TO ARBITRATION WITH US, YOU ARE AGREEING IN ADVANCE THAT YOU WILL NOT PARTICIPATE IN OR SEEK TO RECOVER MONETARY OR OTHER RELIEF IN ANY LAWSUIT FILED AGAINST US ALLEGING CLASS, COLLECTIVE, AND/OR REPRESENTATIVE CLAIMS ON YOUR BEHALF. INSTEAD, BY AGREEING TO ARBITRATION, YOU MAY BRING YOUR CLAIMS AGAINST US IN AN INDIVIDUAL ARBITRATION PROCEEDING. IF SUCCESSFUL ON SUCH CLAIMS, YOU COULD BE AWARDED MONEY OR OTHER RELIEF BY AN ARBITRATOR. YOU ACKNOWLEDGE THAT YOU HAVE BEEN ADVISED THAT YOU MAY CONSULT WITH AN ATTORNEY IN DECIDING WHETHER TO ACCEPT THIS AGREEMENT, INCLUDING THIS ARBITRATION AGREEMENT.
16.3 Arbitration Rules and Forum. The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement.
16.4 You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the country where you live or at another mutually agreed location. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.
16.5. Authority of Arbitrator. The arbitrator, and not any federal, state or local court or agency shall have exclusive authority to resolve any dispute related to the interpretation, applicability, enforceability or formation of this Arbitration Agreement including, but not limited to any claim that all or any part of this Arbitration Agreement is void or voidable. The arbitration will decide the rights and liabilities, if any, of you and us. The arbitration proceeding will not be consolidated with any other matters or joined with any other cases or parties. The arbitrator shall have the authority to grant motions dispositive of all or part of any claim. The arbitrator shall have the authority to award monetary damages and to grant any non-monetary remedy or relief available to an individual under applicable law, the arbitral forum’s rules, and the Agreement (including the Arbitration Agreement). The arbitrator shall issue a written award and statement of decision describing the essential findings and conclusions on which the award is based, including the calculation of any damages awarded. The arbitrator has the same authority to award relief on an individual basis that a judge in a court of law would have. The award of the arbitrator is final and binding upon you and us.
16.6 Waiver of Jury Trial. YOU AND WE HEREBY WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY. You and we are instead electing that all claims and disputes shall be resolved by arbitration under this Arbitration Agreement, except as specified herein. An arbitrator can award on an individual basis the same damages and relief as a court and must follow this Agreement as a court would. However, there is no judge or jury in arbitration, and court review of an arbitration award is subject to very limited review.
16.7 Waiver of Class or Consolidated Actions. ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS, ONLY INDIVIDUAL RELIEF IS AVAILABLE, AND CLAIMS OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR USER. In the event that this subparagraph is deemed invalid or unenforceable neither you nor we are entitled to arbitration and instead claims and disputes shall be resolved in a court as set forth in herein.
16.8 30-Day Right to Opt Out. You have the right to opt out of the provisions of this Arbitration Agreement by sending written notice of your decision to opt out to the following address: Horizon Client Access, Inc. 110 Lafayette St, Ste 603, New York, NY 10013, USA, with a copy to Fridman Law Group PLLC, 169 Bowery, New York, NY 10002, USA or iliya@fridmanlawgroup.com, within 30 days after first becoming subject to this Arbitration Agreement. Your notice must include your name and address, your email address, and an unequivocal statement that you want to opt out of this Arbitration Agreement. If you opt out of this Arbitration Agreement, all other parts of this Agreement will continue to apply to you. Opting out of this Arbitration Agreement has no effect on any other arbitration agreements that we may currently have, or may enter in the future.
16.9 If any part or parts of this Arbitration Agreement are found under the law to be invalid or unenforceable, then such specific part or parts shall be of no force and effect and shall be severed and the remainder of the Arbitration Agreement shall continue in full force and effect.
16.10 This Arbitration Agreement will survive the termination of our relationship.
16.11 Notwithstanding any provision in these Terms to the contrary, we agree that if we make any future material change to this Arbitration Agreement, it will not apply to any individual claim(s) that you had already provided notice of to us.
17. Governing Law
17.1 The laws of the State of New York, excluding its conflicts of law rules, govern your access to and use of the Services. Your access to and use of the Services may also be subject to other local, state, national or international laws.
17.2 Exclusive Venue. To the extent the parties are permitted under these Terms to initiate litigation in a court, both you and we agree that all claims and disputes arising out of or relating to these Terms will be litigated exclusively in the state or federal courts located in New York, New York, U.S.A.
18. Modifications to the Services
We reserve the right to change, suspend, remove, discontinue or disable access to the Services or particular portions thereof, at any time and without notice. In no event will we be liable for the removal of or disabling of access to any portion or feature of the Services.
19. Termination
We reserve the right to terminate your right to access and use the Services if you violate these Terms or any other terms or policies referenced herein, or if you otherwise create risk or possible legal exposure for us.
20. Severability
If any provision of these Terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these Terms and will not affect the validity and enforceability of any remaining provisions.
21. Assignment
You may not assign these Terms or any of the rights granted hereunder without our prior written consent, and any attempted assignment without such consent shall be void. Subject to the foregoing restriction, these Terms will be fully binding upon, inure to the benefit of, and be enforceable by us and our respective successors and assigns.
22. Non-Waiver
Any failure by us to insist upon or enforce performance by you of any of the provisions of these Terms or to exercise any rights or remedies under these Terms or otherwise by law will not be construed as a waiver or relinquishment of any right to assert or rely upon the provision, right or remedy in that or any other instance; rather, the provision, right or remedy will be and remain in full force and effect.
Last Updated: 21 January 2021
Welcome! Your privacy is important to us and we would like you to understand how and why Horizon Clients Access, Inc. (“we,” “our,” or “us”) collects, uses, and shares personal information and other data (collectively, the “Information”) about you when you use our website and other online products and services (collectively, the “Services”) or when you otherwise interact with us or receive a communication from us. This privacy policy (the “Privacy Policy”) applies to all of our Services.
INFORMATION WE COLLECT AND HOW WE USE IT
When you use the Services and/or contact us, we collect different types of Information from or about you. We obtain this Information when you use our Services to inquire about employee training or any other services we may offer.
The table below lists the different types of Information that we (or our service providers) may obtain. The table also indicates for what purposes we use such Information.
Types of Information
Contact information, including your:
● first and last name
● email address
● phone number
● company name
● company size
● desired services
How We use That Information
● To communicate with you about the Services and respond to your questions or requests
● To send you promotional or marketing materials and other communications
● To contact you about, and administer your participation in, special events, programs, surveys, and other offers or promotions
● To generate and analyze statistics about your use of the Services, improve the Services and customize content and your experience with the Services
● To provide you with the Services and support our business operations
INFORMATION AUTOMATICALLY COLLECTED ABOUT YOUR VISIT
We may automatically receive information when you visit our website, including through cookies, web beacons and other technologies. A cookie is a small amount of data (often including a unique identifier), that is sent to your browser from a website’s computers and stored on your computer’s hard drive or your device. We may use cookies to administer the Services, understand Services usage and improve our content and offerings. We may also use cookies to collect aggregate information about Services users. The information collected for these purposes (including your IP address and other information collected by automated means) may be disclosed to or collected directly by our third-party web analytics service providers. Most web browsers include an option that allows you to not accept them. However, if you set your browser to refuse cookies, some features of the Services may not function properly.
INTEREST-BASED ADVERTISING
On our website, we and third parties may collect information about your online activities to provide you with advertising about services or products tailored to your interests. You may see certain ads on other websites because we or such third parties participate in advertising networks. Ad networks track your online activities over time by collecting information through automated means, including through the use of cookies, web server logs and web beacons. The information ad networks may collect includes information about your visits to websites that participate in the relevant advertising networks, such as the pages or advertisements you view and the actions you take on the websites. This data collection takes place both on our Services and on third-party websites or apps that participate in the ad networks. This process allows us and third parties to deliver more tailored advertising. In addition, it helps us track the effectiveness of our marketing efforts. To learn how to opt out of this ad network interest-based advertising, click here.
WITH WHOM WE MAY SHARE YOUR INFORMATION
We may share the information listed above with business partners, as needed or appropriate.
We may share your Information:
● with service providers who work on our behalf, such as cloud storage providers, and other third-party partners that provide features or functionalities which we integrate into our Services
● as necessary or appropriate, with our attorneys, accountants, auditors or other advisors
● as required by law, such as to comply with a subpoena or other legal process, or to comply with government reporting obligations
● when we believe in good faith that disclosure is necessary (a) to protect our rights, the integrity of the Services, or your safety or the safety of others, or (b) to detect, prevent, or respond to theft or fraud, violations of law or our policies, or other misuse of the Services, and
● to the extent reasonably necessary to proceed with the negotiation or completion of a merger, acquisition, or sale of all or a portion of our assets (including in the event of a reorganization, dissolution or liquidation).
In addition, we may share aggregated, de-identified data with third parties for any purposes.
SOCIAL MEDIA FEATURES
The Site includes social media functions, such as the Facebook Login or Sign In features, or Facebook, LinkedIn, Twitter and YouTube widgets. These functions and widgets may collect information about which pages users visit on the Site and the IP address of the device you use to connect to the Internet. The widgets may also set a cookie to ensure the features are functioning properly. Your interactions with the social media functions and widgets located on the website or provided in connection with the Services are governed by the privacy policies of the companies that provide these functions and widgets. If you use any of the social media functions or widgets on this Site, we strongly suggest that you review the privacy policies of the companies that provide those functions and widgets.
LINKS TO OTHER WEBSITES, APPS OR SERVICES
Our Services may contain links to other websites, apps or other online services for your convenience or information. These websites, apps and services are operated by companies not affiliated with us. Linked websites, apps or services may have their own privacy policies or notices, which we strongly encourage you to review. We are not responsible for the content and data handling practices of any third-party websites, apps or services.
CHILDREN
Our Services are not intended for and may not be used by children under the age of eighteen (18). We do not knowingly collect information from children under the age of 18 and we do not target our website to children under the age of 18.
PROTECTION OF PERSONAL INFORMATION
We maintain appropriate administrative, technical, and physical safeguards designed to safeguard the personal information collected in connection with the Services. However, no information system can be 100% secure, so we cannot guarantee the absolute security of your information. Moreover, we are not responsible for the security of information you transmit to the website over networks that we do not control, including the Internet and wireless networks.
INTERNATIONAL USERS AND VISITORS
Our website is hosted in the United States and we provide our Services for use only by users located in the United States. Because the Internet is global, you should note that by providing your Information as an international visitor or user, you are: (i) permitting the transfer of your Information to the United States which may not have the same data protection laws as the country in which you reside; and (ii) permitting the use, storage, sharing and other processing of Information in accordance with this Privacy Policy.
CHANGES TO THIS PRIVACY POLICY
We may modify this Privacy Policy at any time and without prior notice to you. Any changes to the Privacy Policy will be reflected on this page and will become effective immediately upon posting. If we make significant changes to this Privacy Policy, we will notify you by posting a prominent notice on this Site. We also may notify you by email of such significant changes. Please check the effective date above to determine if there have been any changes since you have last reviewed the Privacy Policy.
CONTACT US
If you have any questions about this Privacy Policy or our use of your Information collected through the Services, please contact us at info@hcaccess.com.